Learn more about home insurance
Why do I need property insurance?
To protect your home and everything in it. Residential real estate in Ukraine costs several tens or even hundreds of thousands of dollars, and at the same time is exposed to a wide variety of risks. Due to trivial but very unpleasant life situations, repairs and finishes, furniture, household appliances, and even the structures themselves - the roof, walls, and floor - can be damaged.
According to statistics from 2020, the number of fires in the residential sector of Ukraine alone exceeds 1,200 cases per month and is constantly growing. And there are also accidents in engineering systems, leaking roofs of high-rise buildings, vandalism, robberies, and flooding. And all of this can be insured against - voluntarily, because compulsory home insurance is not yet in place in Ukraine.
What property can be insured?
UNIQA experts advise insuring all personal property. It can be an apartment, house or cottage. It is only important that the owner has all the documents for the right to own such housing. You can insure
- structural elements,
- engineering components,
- repair and decoration,
- furniture and household appliances,
- carpets, glass and mirrors - everything that is valuable to you and can be damaged.
What can I insure my home against?
The risks against which property can be insured are, first of all, fire, explosion and flooding. Another popular option is property insurance against burglary and robbery. All situations when insurance coverage applies are described in detail in the insurance contract.
An insurance company expert can explain the detailed terms of property insurance, for example, against natural disasters. And you do not need to go to the UNIQA office. Our experts will provide information support online and help you use the insurance calculator on the website. You can communicate with them directly through the electronic form on this page.
Where and how does the insurance coverage work?
Insurance coverage for housing is valid 24/7, regardless of whether it is under protection and whether its owners live there. You can insure both your own and a rented apartment, for a whole year or for a trip. We offer property insurance in Kyiv, in all regional centers and in any region of Ukraine, except for the occupied territories and the Autonomous Republic of Crimea.
What else is important to know about insurance?
Have you decided to insure your own real estate? In this case, we always advise you to buy an additional policy of liability insurance to your neighbors.
Such comprehensive apartment insurance means that in the event of flooding, fire or other problems in the insured dwelling, UNIQA will pay compensation not only to its client, but also to his or her injured neighbors. Pay special attention to this option if you rent out your property. This insurance package helps you avoid not only unforeseen expenses but also unnecessary conflicts. Choose your option on the UNIQA website or contact our experts - we will be happy to help.