Home Insurance - photo

Home Insurance

Take care of your home - choose home insurance for comfort and reliability.
Your key to confidence. Apartment insurance will help you receive compensation in case of unforeseen circumstances.
Protect your home from unforeseen events and gain financial confidence.
Advantages in UNIQA
24 million UAH
the volume of payouts for personal property in 2023
24/7
we are with you
10 days
Property settlement period
4.62 out of 5
quality of service
Our recommendations
My Casco
Covers the cost of car repairs in case of an accident, theft, natural disaster, or total loss.
Coverage
Full CASCO
Theft or total loss
Deductible
2,00 %
1,00 %
0,50 %
0,00 %
Deductible for glass parts
2,00 %
1,00 %
0,50 %
0,00 %
Payment
Once a year
Twice a year
From 17815 uah
Life & Resposibility
Protect for loved ones from financial risks associated with the premature loss of a breadwinner.

Coverage area – worldwide.

The accumulation currency is either Ukrainian UAH or USD

Insurance payout within 30 days

My health
Timely access to medical services and support in any situation with our health insurance.

Medical services are provided up to 175,000 UAH

Service in top-tier commercial medical clinics

UNIQA's own medical Assistance operates 24/7

Consultations with specialized doctors

Diagnostics and laboratory services

Questions and answers
What is the term of the property insurance contract?

One year. Select the desired start date of the contract at the time of signing.

UNIQA experts advise insuring all personal real estate. This can be an apartment, house, or cottage. The only requirement is that the owner has all the documents proving ownership of the property. You can insure:

  • structural elements,
  • engineering communications,
  • repairs and finishes,
  • furniture and household appliances, carpets, glass, and mirrors.

Everything that is valuable to you and can be damaged.

We offer three options for home insurance:

insurance of an apartment and movable property
insurance of a house, movable property, and solar panels
liability insurance in case of unintentional damage to neighbors' property

Download the myUNIQA app
All about your contracts, insurance cases, document downloads, and contract renewals - now all this is simple and convenient!
Do you have any questions?
Do you have any questions?

Learn more about home insurance

Why do I need property insurance?

To protect your home and everything in it. Residential real estate in Ukraine costs several tens or even hundreds of thousands of dollars, and at the same time is exposed to a wide variety of risks. Due to trivial but very unpleasant life situations, repairs and finishes, furniture, household appliances, and even the structures themselves - the roof, walls, and floor - can be damaged.
According to statistics from 2020, the number of fires in the residential sector of Ukraine alone exceeds 1,200 cases per month and is constantly growing. And there are also accidents in engineering systems, leaking roofs of high-rise buildings, vandalism, robberies, and flooding. And all of this can be insured against - voluntarily, because compulsory home insurance is not yet in place in Ukraine.

What property can be insured?

UNIQA experts advise insuring all personal property. It can be an apartment, house or cottage. It is only important that the owner has all the documents for the right to own such housing. You can insure

  • structural elements,
  • engineering components,
  • repair and decoration,
  • furniture and household appliances,
  • carpets, glass and mirrors - everything that is valuable to you and can be damaged.

What can I insure my home against?

The risks against which property can be insured are, first of all, fire, explosion and flooding. Another popular option is property insurance against burglary and robbery. All situations when insurance coverage applies are described in detail in the insurance contract.
An insurance company expert can explain the detailed terms of property insurance, for example, against natural disasters. And you do not need to go to the UNIQA office. Our experts will provide information support online and help you use the insurance calculator on the website. You can communicate with them directly through the electronic form on this page.

Where and how does the insurance coverage work?

Insurance coverage for housing is valid 24/7, regardless of whether it is under protection and whether its owners live there. You can insure both your own and a rented apartment, for a whole year or for a trip. We offer property insurance in Kyiv, in all regional centers and in any region of Ukraine, except for the occupied territories and the Autonomous Republic of Crimea.

What else is important to know about insurance?

Have you decided to insure your own real estate? In this case, we always advise you to buy an additional policy of liability insurance to your neighbors.
Such comprehensive apartment insurance means that in the event of flooding, fire or other problems in the insured dwelling, UNIQA will pay compensation not only to its client, but also to his or her injured neighbors. Pay special attention to this option if you rent out your property. This insurance package helps you avoid not only unforeseen expenses but also unnecessary conflicts. Choose your option on the UNIQA website or contact our experts - we will be happy to help.