Health

My health

Ensure timely medical assistance for your employees.

Ensure your team has reliable support and access to quality medical services

Travel

My business travel

Show care for your employees by ensuring their confidence during business trips.

Take care of your team during business trips.

Accident

My business protection

Insurance for loss of ability to work due to injury, poisoning, or other events.

Life

My life

Attract talented employees who value additional social benefits. Create a positive work environment.

Increase the attractiveness of the company as an employer by providing financial support to employees' families in case of unforeseen events.

Staff

Employee insurance helps ensure the health and well-being of staff, which contributes to their loyalty and productivity.

Casco

My Casco business

Repair and restoration of vehicles without hassle, minimizing downtime and ensuring the uninterrupted operation of your fleet.

My Casco business pro

Special equipment insurance will protect your equipment from unforeseen situations, ensuring uninterrupted operation.

A step towards safety and confidence on the road

MTPL

My MTPL business

Mandatory insurance for owners of car fleets that provides compensation to those injured in accidents that occurred due to the fault of the fleet's driver.

My MTPL business pro

Voluntary auto liability insurance extends protection. It covers damages that may exceed the limits set by mandatory auto liability insurance.

We care about your responsibility

Direct settlement

My protection from others' mistakes business pro

Don't wait for a payout from another insurance company; get the money for car repairs from your own company.

Receive an insurance payout at your company

Car insurance

Together with the best insurance programs from UNIQA

Real estate

My property pro

Property insurance against adverse factors that may lead to a forced production interruption.

Take care of protecting your business property and equipment.

Own business

My beloved business

Allocate funds for unforeseen expenses in your business.

Take care of your own business.

Property

Ensure the financial protection of your assets from risks and dangers with insurance programs.

Rental

Liability of the tenant

for the operation of the real estate

Take care of yourself and your business from financial losses in case of damage to others' property.

Liability

Choose reliable protection to avoid unpleasant surprises and maintain peace of mind in any situation.

Payout based on diagnosis

All about your contracts, insurance cases, document downloads, and contract renewals - now all this is simple and convenient!

Download the myUNIQA app

Contacts

You asked - we did

Information about insurance products

Information for shareholders and stakeholders

About us

Public information

Questions and answers

During martial law

Mobile application myUNIQA Ukraine

Career in UNIQA

Sustainability

Сonfidentiality and rules of cookies

Site map

Insurance against accidents

Medical insurance

Travel Insurance

CASCO

Home

UNIQA.UA ⏩ OSAGO insured event ✅ Has an insured event occurred? ⚡ Call immediately 044 225 60 00

The currency of insurance is either Ukrainian UAH or USD

Life & Resposibility

Protect for loved ones from financial risks associated with the premature loss of a breadwinner.

Protection from accidents every day

For children at school and during competitions

For adults during work and sports

&nbsp;"Pay in Parts" and "Purchase in installments" services with no fees &ndash; for PrivatBank and Monobank clients

A medical certificate is not required to conclude the contract

Program

Payment in case of injury, disability, death

Extended

Standard

For all professions, including those associated with increased risk

For workers in high-risk professions

Participation in competitions, gym workouts, professional training, and extreme sports: hang gliding, mountaineering, underwater and underground sports, parachuting, auto racing

During sports activities

Сп 1

Insurance amount for a child

150 000 UAH

100 000 UAH

50 000 UAH

Insurance amount for an adult

400 000 UAH

300 000 UAH

200 000 UAH

Contract territоry

The whole world

Ukraine

My protection

Choose advantageous online accident insurance to have financial protection in case of injuries.

Insurance against fire, natural disasters, water damage and theft

Without a property inspection before concluding the contract

The coverage amount is calculated based on the area and the cost per square meter in the region

It might be possible to immediately include the option "Payout for damage to neighbors' property."

Location city

Kyiv and Kyiv region

Odesa, Dnipro, Kharkiv, Lviv, Vinnytsia, Uzhhorod, Lutsk, Chernivtsi

Another city

After fire, arson, or lightning strike - up to 10% of the payout amount, but not exceeding 10,000 UAH during the contract period

Cleaning expenses

Покривається

Document restoration expenses

Expenses for replacing door locks and keys

Interior items, furniture, household appliances, computers, built-in furniture, sports and tourist equipment located in the insured apartment or house

Movable property. Furniture, equipment

The amount the client pays independently in the event of an insurance claim, with the remainder compensated by the insurance company.

Франшиза, грн

3 000 UAH

5 000 UAH

10 000 UAH

Payout for damage to neighbor's property, UAH

Not included

My beloved apartment

Buy a contract online. This is your reliable protection against unexpected situations.

My actions

<ul>
<li style="text-align: justify;">Within 3 days of the accident, call UNIQA and register the event;</li>
<li style="text-align: justify;">Follow the recommendations of the UNIQA specialist regarding further actions;</li>
<li style="text-align: justify;">Submit documents online in the Telegram or Viber chat. You will receive a link to the chat when you register the event.</li>
</ul>

List of documents for receiving insurance compensation

<ul>
<li style="text-align: justify;">Claim for insurance compensation. Must be submitted within 30 calendar days from the date of the accident, but no later than 1 calendar year;</li>
<li style="text-align: justify;">Europrotocol or, if the accident was documented by the police, the accident diagram, administrative protocol, and explanations of the accident participants;</li>
<li style="text-align: justify;">Copy of the driver's license;</li>
<li style="text-align: justify;">Copy of the vehicle registration certificate;</li>
<li style="text-align: justify;">Copy of the recipient's passport;</li>
<li style="text-align: justify;">Copy of the recipient's taxpayer identification number (TIN) certificate;</li>
<li style="text-align: justify;">If the recipient of the insurance compensation is not the owner of the car, a document confirming the right to receive compensation for the damaged property on the day of the accident (power of attorney);</li>
<li style="text-align: justify;">Photos and videos from the accident scene, if available.</li>
</ul>

Determination of the amount of insurance compensation

<ul>
<li style="text-align: justify;">Expenses related to restorative repairs are reimbursed, taking into account the depreciation of the parts to be replaced. The cost of restorative repairs, considering the depreciation of parts, is determined as the sum of: cost of labor + cost of materials + cost of parts considering the physical depreciation coefficient (calculated individually, taking into account the age of the car and previous damages).</li>
<li style="text-align: justify;">If payment is made to the requisites, the cost of parts is accepted without VAT. Additional VAT payment is possible upon providing the Work Completion Act and payment documents confirming the fact of restorative repair.</li>
<li style="text-align: justify;">The repair cost is calculated in the certified Audatex program.</li>
<li style="text-align: justify;">The cost per labor hour depends on the vehicle registration region.</li>
<li style="text-align: justify;">Expenses for towing to the place of residence or the place of restorative repair within Ukraine are also compensated.</li>
</ul>

Payment terms

<ul>
<li style="text-align: justify;">After receiving the documents, the damage assessment is carried out within 3 working days.</li>
<li style="text-align: justify;">After the amount is agreed upon (signing of the agreement act), the payment is made to the account of the affected party.</li>
<li style="text-align: justify;">If necessary, an independent expert may be involved at the expense of the insurance company for assessment, and the inspection can be carried out in the mode of a service station. Restorative repair should not be conducted until this moment.</li>
</ul>
The payment is made:
<ul>
<li style="text-align: justify;">Based on the expertise directly to the affected person (or authorized by a power of attorney) or to the account of the service station.</li>
<li style="text-align: justify;">No later than 90 days from the date of receiving the application, provided that all necessary documents for compensation are available and the responsible party in the accident is identified.</li>
<li style="text-align: justify;">If the policy includes a deductible, the deductible amount must be reimbursed to the affected person by the at-fault party in the accident.</li>
<li style="text-align: justify;">The incident must be documented either by the Police or by drawing up a European Accident Statement with all conditions met (both participants have valid civil liability policies, no injured parties, fault is acknowledged, and the drivers are not under the influence of alcohol or drugs).</li>
</ul>

≋ CTP Insurance Event | UNIQA

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My MTPL

Compulsory third-party liability insurance with the option to increase the coverage amount.

My MTPL +

Voluntary auto liability insurance helps increase the compensation amount set by mandatory insurance.

My protection against others' mistakes

Covers the costs of compensating other road users in case of an accident.

My Casco drive

Buy online, choose a fixed coverage amount, and receive a payout in case of an accident or theft.

My Casco

Covers the cost of car repairs in case of an accident, theft, natural disaster, or total loss.

My Casco +

Protects from currency fluctuations and covers repair costs in case of an accident or total loss.

My Casco share

A great combination of protection and savings, allowing you to quickly restore your car.

Quick restoration of your car and excellent service, so you can continue your journey without worries.

Car insurance provides confidence while driving and protects your wallet from unexpected expenses.

My travel

Explore the world with confidence: buy travel insurance online quickly and conveniently.

Ensure you have medical assistance abroad with travel insurance and travel with confidence.

Green card

Mandatory liability insurance for driving abroad. Order online.

Purchase international insurance and drive your car abroad with peace of mind.

Travel worry-free- our insurance provides you with peace of mind and protection in any country.

Apartment

Your key to confidence. Apartment insurance will help you receive compensation in case of unforeseen circumstances.

House

My beloved house

Purchase online and enjoy the benefits: speed, convenience, and protection.

My beloved house +

Interested in classic home insurance? Submit your application now.

Protect your home from unforeseen events and gain financial confidence.

Take care of your home - choose home insurance for comfort and reliability.

Medical insurance with care for you. Buy now—your health is worth it.

My care for the child

Buy insurance for your little explorers – ensure a childhood without surprises.

My health premium

Timely access to medical services and support in any situation with our health insurance.

Organization of medical assistance and payment of medical services 24/7 throughout Ukraine.

Future & Protection

Save. Receive a guaranteed rate of return and additional investment income.

Kids & Care

Save for your child's education or for purchasing a home.

A smart investment in a secure future for your loved ones.

Life & Health

Take care of your loved ones - choose life and health insurance for peace of mind and confidence.

Buy Online

Profitably, conveniently, and quickly.

Compulsory MTPL