Payment of the second part of the payment only after an insurance case.
Territory of the contract is Ukraine, Europe, Turkey, Georgia
Remote provision of documents in case of an insurance claim
In case of minor accident or damage - claim payment will be made without the need to submit a report issued by the police
Persons with any driving experience and of any age are admitted to driving
Read more about CASCO
What is CASCO?
This is a car insurance program. It protects against financial losses in the event of the most common transportation problems: first of all, accidents and theft. It is also worth buying CASCO to protect your car from illegal actions, fire, or the effects of the elements - strong hail, wind, flood, and other similar troubles. This protection will work if the car is suddenly damaged, for example, if a tree or billboard falls on it.
Important: such insurance does not supplement the mandatory "motor citizen" policy. It is a separate contract - voluntary and quite expensive. But it provides protection against risks specifically for your car. You can also insure additional equipment on your car.
Where exactly is the policy valid?
Throughout Ukraine, regardless of where you purchased it. Even if you bought CASCO in Kyiv, went on a business trip and had an accident there, the protection will work. And reliable insurance companies can offer a policy with coverage throughout Europe. It is perfect for those who travel by car outside Ukraine.
How to choose the best conditions?
There are no standard programs - both the insurance terms and the price of hull insurance differ significantly from company to company. Even one company can offer different contracts to choose from. To avoid confusion, we recommend insuring your car in three stages:
choose one or more insurance companies you trust,
order a consultation and calculate the cost of CASCO for your car,
make a final decision and sign a contract.
Is it worth using an online CASCO calculator?
Many companies have an online CASCO calculator on their websites: it helps to understand the approximate budget for insurance. But it is not as convenient as it seems at first glance. Why? Online CASCO insurance does not take into account many nuances, and it can be difficult to choose a suitable program on your own. For example: you want to reduce the tariff without worsening the conditions of protection. Or you want to insure your car only against theft. The motor hull insurance calculator may not have this option. But the insurance company's expert will take into account all your wishes and help you choose the best option. Therefore, it is better to entrust the calculation of the price and terms of CASCO car insurance to the manager of the insurance company.
What should I look for when concluding an agreement with AutoCASCO?
Two things are important here: the content of the insurance contract and the reputation of the company insuring your car. There are at least four points in the hull insurance contract that you should carefully study:
The sum insured for which your car is protected. Ideally, it should be 100% equal to the real value of the car - no more, no less,
Risks are events that compensate for damage to the car, including theft and accidents,
exclusions - situations when the driver will not receive compensation from the insurer,
deductible - the part of the loss that is not compensated by the insurance company. It can be specified as a percentage of the sum insured or in a monetary equivalent, for example, at the level of 100 euros. You can also take out a policy without a deductible.
All this information is contained in the contract. If you need clarification, feel free to ask a representative of the insurance company. Be sure to ask what to do in the event of an insured event: what requirements to fulfill and what documents to provide so that the company agrees to compensate for your losses. Ask for examples from the practice of other clients so that you feel confident in making the right choice.
How to choose a reliable hull insurance company?
About 50 companies offer car insurance services. We advise you to choose based on the insurer's experience, financial performance, and feedback from drivers who have received payments over the past 6-12 months. You can ask your friends who they have signed a contract with and whether they are satisfied with the service.