Health

My health

Ensure timely medical assistance for your employees.

Ensure your team has reliable support and access to quality medical services

Travel

My business travel

Show care for your employees by ensuring their confidence during business trips.

Take care of your team during business trips.

Accident

My business protection

Insurance for loss of ability to work due to injury, poisoning, or other events.

Life

My life

Attract talented employees who value additional social benefits. Create a positive work environment.

Increase the attractiveness of the company as an employer by providing financial support to employees' families in case of unforeseen events with UNIQA Life.

Staff

Employee insurance helps ensure the health and well-being of staff, which contributes to their loyalty and productivity.

Casco

My Casco business

Repair and restoration of vehicles without hassle, minimizing downtime and ensuring the uninterrupted operation of your fleet.

My Casco business pro

Special equipment insurance will protect your equipment from unforeseen situations, ensuring uninterrupted operation.

A step towards safety and confidence on the road

MTPL

My MTPL business

Mandatory insurance for owners of car fleets that provides compensation to those injured in accidents that occurred due to the fault of the fleet's driver.

My MTPL business pro

Voluntary auto liability insurance extends protection. It covers damages that may exceed the limits set by mandatory auto liability insurance.

We care about your responsibility

Direct settlement

My protection from others' mistakes business pro

Don't wait for a payout from another insurance company; get the money for car repairs from your own company.

Receive an insurance payout at your company

Car insurance

Together with the best insurance programs from UNIQA

Real estate

My property pro

Property insurance against adverse factors that may lead to a forced production interruption.

Take care of protecting your business property and equipment.

Own business

My beloved business

Allocate funds for unforeseen expenses in your business.

Take care of your own business.

Property

Ensure the financial protection of your assets from risks and dangers with insurance programs.

Rental

Liability of the tenant

for the operation of the real estate

Take care of yourself and your business from financial losses in case of damage to others' property.

Liability

Choose reliable protection to avoid unpleasant surprises and maintain peace of mind in any situation.

Payout based on diagnosis

All about your contracts, insurance cases, document downloads, and contract renewals - now all this is simple and convenient!

Download the myUNIQA app

Contacts

Assesebility

You asked - we did

Information about insurance products

Information for shareholders and stakeholders

Mobile application myUNIQA Ukraine

Career in UNIQA

Questions and answers

During martial law

Сonfidentiality and rules of cookies

About us

Public information

Sustainability

Site map

Insurance against accidents

Medical insurance

Travel Insurance

Home

Protection from accidents every day

For children at school and during competitions

For adults during work and sports

&nbsp;"Pay in Parts" and "Purchase in installments" services with no fees &ndash; for PrivatBank and Monobank clients

A medical certificate is not required to conclude the contract

Program

Payment in case of injury, disability, death

Extended

Standard

For all professions, including those associated with increased risk

For workers in high-risk professions

Participation in competitions, gym workouts, professional training, and extreme sports: hang gliding, mountaineering, underwater and underground sports, parachuting, auto racing

During sports activities

Сп 1

Insurance amount for a child

150 000 UAH

100 000 UAH

50 000 UAH

Insurance amount for an adult

400 000 UAH

300 000 UAH

200 000 UAH

Contract territоry

The whole world

Ukraine

My protection

Choose advantageous online accident insurance to have financial protection in case of injuries.

Increase your coverage amount - get a discount of 25 to 30% on additional protection

The amount the client pays independently in the event of an insurance claim, with the remainder compensated by the insurance company.

Deductible

0 UAH

Payout for property damage.

up to 250 000 UAH

up to 500 000 UAH

up to 800 000 UAH

Payout for loss of life and health

up to 550 000 UAH

My MTPL

Compulsory third-party liability insurance with the option to increase the coverage amount.

Insurance for 250,000, or 500,000 UAH

Payout without a police report up to 80,000 UAH with the European Protocol

Vehicles used as collateral, taxis, and delivery service vehicles are not accepted.

My protection against others' mistakes

My actions

<ul>
<li style="text-align: justify;">Contact Medical Assistance within 7 days of diagnosis through any convenient communication channel;</li>
<li style="text-align: justify;">Specify the diagnosis to the specialist;</li>
<li style="text-align: justify;">Submit documents for monetary compensation if the amount:
<ul style="list-style-type: square;">
<li>Less than 5,000 UAH: using the Viber or Telegram chatbot. A message with a link to the chatbot will be sent after contacting Assistance. Original documents are not required to be submitted</li>
<li>More than 5,000 UAH: send original documents or their certified copies by registered mail or in person to the address: 6 Oleny Telihy St., Building "V", Kyiv, Ukraine, 04112.</li>
</ul>
</li>
</ul>
In case of disability or death of the insured person, applications for payment are accepted within 30 days.

List of documents required to receive insurance claim payment

<ul>
<li>Insurance claim form;</li>
<li>Copy of the recipient's passport (ID card) and copy of the child's birth certificate if the event occurred with a minor child;</li>
<li>Copy of the certificate of assignment of the individual tax number (ITN) of the recipient of the insurance payment;</li>
<li>Doctor's certificate, including:
<ul>
<li>document confirming the diagnosis, certified by a round or triangular wet stamp of the healthcare institution, containing necessary information including the diagnosis, medical history, and date of its initial diagnosis;</li>
<li>in case of disability: certificate from the Medical and Social Expert Commission (MSEC) confirming the disability group assignment;</li>
<li>in case of the insured person's death: notarized copy of the death certificate, copy of the medical death certificate, document specifying the diagnosis of the illness that led to death, documents confirming the grounds for the heir (applicant) to receive the insurance claim payment.</li>
</ul>
</li>
</ul>

Determination of the amount of insurance payment

The insurance claim payment is fixed and depends on the diagnosis, as follows:
<ul>
<li style="text-align: justify;">5-70% of the insured amount for risks such as "Illness" and "Benign Neoplasms."</li>
<li style="text-align: justify;">100% of the insured amount for risks such as "Critical Illness," "Disability of the 1st group as a result of illness," and "Death as a result of illness."</li>
</ul>

Payment timelines and mechanism

Insurance payment is made:
<ul style="text-align: justify;">
<li>To the insured's bank account or to the account of their legal representative or authorized person;</li>
<li>Via the Aval Express system. It can be received at any Raiffeisen Bank branch in Ukraine upon presentation of a passport and taxpayer identification number.</li>
</ul>
Timelines:
<ul>
<li style="text-align: justify;">Decision on payment is made within 20 business days from the receipt of the complete set of documents. If it is necessary to determine additional circumstances of the case, the term may be extended to 60 days with a reasoned notification of the reason for such a decision;</li>
<li style="text-align: justify;">Sending of funds is carried out within 5 business days from the date of decision acceptance.</li>
</ul>

Insurance claim

Privacy Policy

My MTPL +

Voluntary auto liability insurance helps increase the compensation amount set by mandatory insurance.

Covers the costs of compensating other road users in case of an accident.

My Casco drive

Buy online, choose a fixed coverage amount, and receive a payout in case of an accident or theft.

My Casco

Covers 10% of the insured amount for car repairs in the event of an accident, theft, natural disaster or total destruction.

My Casco +

Protects from currency fluctuations and covers repair costs in case of an accident or total loss.

My Casco share

A great combination of protection and savings, allowing you to quickly restore your car.

Quick restoration of your car and excellent service, so you can continue your journey without worries.

Car insurance provides confidence while driving and protects your wallet from unexpected expenses.

My travel

Explore the world with confidence: buy travel insurance online quickly and conveniently.

Ensure you have medical assistance abroad with travel insurance and travel with confidence.

Green card

Mandatory liability insurance for driving abroad. Order online.

Purchase international insurance and drive your car abroad with peace of mind.

Travel worry-free- our insurance provides you with peace of mind and protection in any country.

Apartment

My beloved apartment

Buy a contract online. This is your reliable protection against unexpected situations.

Your key to confidence. Apartment insurance will help you receive compensation in case of unforeseen circumstances.

House

My beloved house

Purchase online and enjoy the benefits: speed, convenience, and protection.

My beloved house +

Interested in classic home insurance? Submit your application now.

Protect your home from unforeseen events and gain financial confidence.

Take care of your home - choose home insurance for comfort and reliability.

Medical insurance with care for you. Buy now—your health is worth it.

My care for the child

Buy insurance for your little explorers – ensure a childhood without surprises.

My health premium

Timely access to medical services and support in any situation with our health insurance.

Organization of medical assistance and payment of medical services 24/7 throughout Ukraine.

Life & Resposibility

Protect for loved ones from financial risks associated with the premature loss of a breadwinner.

Future & Protection

Save. Receive a guaranteed rate of return and additional investment income.

Kids & Care

Save for your child's education or for purchasing a home.

A smart investment in a secure future for your loved ones with UNIQA Life.

Life & Health

Take care of your loved ones - choose life and health insurance for peace of mind and confidence.

Buy Online

Profitably, conveniently, and quickly.