Protection for the full market value, including repairs, furniture, and appliances
Insurance against fire, natural disasters, water damage, theft and electrical risks
Solar and wind installations, as well as landscaping, can be insured
Read more about home insurance
Why insure your home?
Because it is an extraordinary value, and it's not just about money. This is the place of power where we are truly happy. At the same time, it is exposed to many risks: arson, robbery, damage due to the vagaries of the weather - this is an incomplete list of possible problems. It is not always possible to avoid them 100%, but it is possible to insure yourself.
What to insure a private house against?
The most frequent request from owners of townhouses, cottages, and summer cottages is for fire insurance. But a full-fledged contract will provide much more. Even if you choose the minimum package from UNIQA, you can get protection in the following situations
- natural disasters,
- burglary and robbery,
- fire and explosion,
- flooding.
Extended programs cover more than 10 different risks.
Which program to choose?
The one that will protect you from all fears. The Standard package is a budget-friendly but reliable option. "Comfort is an excellent insurance contract for a country house in the countryside. It covers not only the dwelling but also the buildings on the site, for example, if a neighbor's tractor accidentally enters the yard. The Exclusive package has many additional options: for example, protection of household appliances against short circuits, and expensive laminate flooring against water damage, even from a home aquarium.
Online home insurance - is it possible?
Of course, it would be convenient for everyone to insure their home online, with a calculator and an electronic policy sent to their e-mail address. But we don't have such a service yet. There are a lot of nuances in home insurance, so we suggest leaving an application on the website and then talking to us live. At the very least, make a list of home valuables - you can do this remotely or in person with a UNIQA expert.
A list of valuable items will help avoid disputes during the payment, and can also reduce the cost of the insurance itself. Consultations and comments from the insurer will definitely be useful here.
What should I do in case of an insured event?
Yes, to reduce possible losses. For example, call the emergency services: firefighters or a security company, if you use its services.
A mandatory step is to call the UNIQA round-the-clock number
+38(097)170 03 73
+38(066)170 03 73
+38(093)170 03 73.
The manager will register the message and tell you what legal documents are required for payment. The main thing is not to be nervous. UNIQA is ready to compensate for losses within 10 days after all documents are submitted. This is usually the case.