Read more about travel insurance
What is covered under COVID-19?
- outpatient care for COVID-19 with a limit of EUR 1000;
- emergency care and hospitalization within the sum insured.
Travel insurance: what is it?
How does travel insurance work?
To provide medical care abroad, the insurer engages a partner - an assistance service. In case of illness or poor health, you just need to call the number of the assistance company - it is indicated in the policy. The tourist will be asked to give the policy number, insurance company and contact details, and asked about the symptoms. After that, they will organize treatment. You will not have to pay for it: the insurance company will cover the costs. The maximum you can spend money on is the deductible - the amount that the insurer does not compensate. It usually does not exceed 50 euros, and UNIQA policies do not have it at all.
How much does the policy cost?
Travel insurance has a very affordable price - it can only be compared to low-cost tickets during the season of hot discounts. First, the price of the policy depends on the duration of the trip. Secondly, it is influenced by the region of travel: a policy for Europe is cheaper than for traveling around the world. And, of course, the tariff will be higher for those who plan outdoor activities, sports and extreme sports. Such tourists need a special program, and it will cost more.
How to get it?
You can take out insurance for traveling abroad right now - online, on the UNIQA website. The insurance terms are described in the electronic contract, and if you have any questions, you should call and ask our experts. You can pay for the policy directly on the website and receive it digitally by e-mail. This is our most popular digital service.
What else does the policy cover?
Medical insurance for traveling abroad is a common service for experienced travelers. However, not everyone knows that a travel policy provides financial protection in case of other travel troubles. For example, you can include the risk of loss and delay of luggage, theft of documents, and even flight cancellation: in such situations, the price of tickets is compensated. Standard insurance can be purchased online, but it is better to order an extended program at the UNIQA office.
When is insurance mandatory?
For short-term trips to the EU and most tourist resorts, a policy is not mandatory - it's just safer. At the same time, health insurance is required for a long-term visa: for example, on long business trips, trips to study or work. This applies not only to the Schengen area - it is better to clarify all the nuances during a visit to the embassy to buy a policy in advance.