Life Insurance

Accumulation life insurance is a type of insurance that combines life protection for the policyholder with the possibility of capital accumulation, providing payouts both in case of death and at the end of the contract term. This type of insurance allows the insured person to save and increase their savings, providing financial support for themselves and their loved ones. These are regular contributions and a lump-sum payment of the accumulated amount after the contract term.

It depends on many factors:

• Age (the younger, the lower the rate);
• Gender (women have a lower rate than men);
• Set of risks and insurance programs (exclusively risk of death, pension, savings, death from any cause, or disability).

You can pay for the contract through the Portmone website via the link

We place particular emphasis on protecting personal data and use secure tools and channels for its transmission.

Verifying your data through myUNIQA is a convenient and reliable way to complete the necessary procedures remotely, without visiting an office. You can provide your data through the app in a secure environment while following standard security practices when using mobile applications.

If you do not complete the verification or your information is not up to date, some transactions may be temporarily unavailable. For example, you may be unable to enter into a new insurance contract, make certain changes to an existing contract, or carry out certain transactions.

The specific restrictions that may apply depend on the circumstances and the information that needs to be obtained or updated.

To use the services without unnecessary restrictions, please keep your information up to date, complete the verification, and provide the required documents when requested. Restrictions may only be applied in cases provided for by law.

Data verification and updating are carried out in accordance with the requirements of Ukrainian legislation in the field of financial monitoring. As a general rule, data is updated at least once a year or once every three years; in other cases, it is updated at least once every five years, provided there are no grounds for suspicion.

At the same time, a UNIQA manager may contact a client earlier if the Company becomes aware of changes to their data, their documents have expired, the available information is incomplete or requires clarification, or other grounds for data updating or additional verification предусмотренные by law have arisen.

Therefore, receiving a request to update your data does not mean that the same request is being sent to all clients at the same time. The timing and scope of the required verification are determined individually in accordance with legal requirements and a risk-based approach.

In accordance with the legislation of Ukraine, an insurance company is required to identify and verify its clients, as well as ensure that the information obtained about them remains up to date (re-identification).
Therefore, in certain cases, a UNIQA manager may contact you with a request to confirm the information you previously provided, update any changed data, or provide the necessary documents and information.
Such data updates are carried out periodically in accordance with the timeframes established by law, as well as in the event that any changes or discrepancies are identified, or information is received indicating that the data held by the UNIQA may no longer be up to date.

The insurance company is not permitted to provide services to a client if the identification/data update has not been completed in a timely manner.