Car insurance in Kryvyi Rih - photo

Car insurance in Kryvyi Rih

Covers the costs of compensating other road users in case of an accident.
SALE
My MTPL
Compulsory third-party liability insurance with the option to increase the coverage amount.
Deductible
0 UAH
Payout for property damage.
up to 250 000 UAH
up to 500 000 UAH
up to 800 000 UAH
Payout for loss of life and health
up to 500 000 UAH
up to 550 000 UAH
From 4 109 uah
My MTPL +
Voluntary auto liability insurance helps increase the compensation amount set by mandatory insurance.
Amount of the payout
150 000 UAH
300 000 UAH
600 000 UAH
1 000 000 UAH
1 200 000 UAH
1 500 000 UAH
From 250 uah
NEW
My protection against others' mistakes
Don't wait for a payout from another insurance company; get the money for car repairs from your own company.

Insurance for 250,000, or 500,000 UAH

Payout without a police report up to 80,000 UAH with the European Protocol

Option to pay in 2 installments

Vehicles used as collateral, taxis, and delivery service vehicles are not accepted.

Advantages of car insurance in UNIQA
24/7
we are with you
30 years
experience in Ukraine
91%
satisfied customers
82%
extend contracts
Consider further
TOP
My travel
Explore the world with confidence: buy travel insurance online quickly and conveniently.
Program
Standard
Maximum
Coverage amount
30 000 EUR
50 000 EUR
Type of travel
Travel
Active recreation
Extreme sports
From 266 uah
My Casco
Covers the cost of car repairs in case of an accident, theft, natural disaster, or total loss.
Coverage
Full CASCO
Theft or total loss
Deductible
2,00 %
1,00 %
0,50 %
0,00 %
Deductible for glass parts
2,00 %
1,00 %
0,50 %
0,00 %
Payment
Once a year
Twice a year
From 21 282 uah
My protection
Choose advantageous online accident insurance to have financial protection in case of injuries.
Contract territоry
Ukraine
The whole world
Program
Standard
Extended
Insurance amount for an adult
50 000 UAH
100 000 UAH
150 000 UAH
200 000 UAH
300 000 UAH
400 000 UAH
Insurance amount for a child
50 000 UAH
100 000 UAH
150 000 UAH
From 265 uah
Questions and answers
What is Compulsory Motor Third Party Liability Insurance?

The MTPL (Compulsory Motor Third Party Liability Insurance) compensates for damage caused to the life, health, and property of third parties who suffered in a traffic accident. The agreement is valid within the territory of Ukraine.

The law establishes liability limits (the amount reimbursed by the insurance company):

  • 500,000 UAH — for damage caused to the life and health of the victim, without limiting the number of victims.
  • 250,000 UAH — for damage caused to property per victim.
 

Passenger vehicles, electric vehicles, motorcycles and scooters, and trailers. Insuring vehicles used in taxis is not possible through the website. To sign a contract for other vehicles, contact the chatbot.

 

The standard term of motor third party liability insurance in Ukraine is 1 year, but it is possible to conclude a contract for a period of less than 6 months. For example, a car that is not registered in Ukraine can be insured for the period until it is registered.

A foreign car registered in another country can also be insured for a shorter period - for the duration of its stay in Ukraine. It is worth noting that the contract comes into force from the date specified in the policy and is not automatically renewed.

Yes, motor third party liability insurance is mandatory even for those who have a motor hull insurance contract. Motor TPL and motor hull insurance are different types of insurance contracts. The purpose of motor third party liability insurance is to protect other road users from erroneous actions of the driver of the insured car, as well as the policyholder from large financial losses to compensate third parties. The absence of a motor third party liability insurance policy (MTPL) will result in a fine.

A CASCO insurance policy is a voluntary type of car insurance that allows you to receive compensation for the repair of your own car and not worry about communicating with the service station. In this case, the insurance company helps you choose a service station, the date of the repair, and pay the bills.

You can check the validity of your motor third party liability insurance through the official website of the Motor (Transport) Insurance Bureau of Ukraine using the contract number or the car's licence plate number. By accessing the portal, you will find out the status of your insurance as of the current date.

The MTIBU's specialised database can be used by representatives of the patrol service and other road users if they need to check insurance information. Additionally, information on the availability of a valid MTPL insurance contract is displayed in the official Diia app.

If the policy is not displayed in the Diia app, the reason may be that the contract has not yet entered into force (we remind you that the contract comes into force on the date specified in the document) or has already expired. Another reason may be the use of previous versions of the application. To avoid this, you should update the app.

To add a contract to Diia, check its validity on the website of the Motor (Transport) Insurance Bureau of Ukraine and try to update the data in the app. If the policy is still not displayed, contact the technical support service to re-submit the information to the system.

Electronic and paper versions of CTPCI are absolutely equivalent. Once the contract is executed in any form, the insurance information is entered into a specialised database of the Motor (Transport) Insurance Bureau of Ukraine.

You can check the validity of the contract at https://policy.mtsbu.ua/ using its number or the car number. The police and other services recognise an electronic policy without the need to print it on paper.

To draw up an insurance contract on our website, you need to enter the identification code, passport and contact details of the driver. You also need to provide information about the car: registration number, make, model, year of manufacture, body number.

To do this, you can use the data search service by state number plate: enter the car's state number plate, and the rest of the data will be automatically filled in. If a motorist is eligible for a discount, he or she needs to apply to the company's specialists. They will help you sign a contract on favourable terms.

The categories of citizens specified in the current law on compulsory motor insurance are entitled to take out an insurance contract with a 50% discount. These are people with disabilities, combatants, Chernobyl victims, and pensioners.

The right to preferential terms for purchasing insurance can be applied if a person owns a car with an engine capacity of up to 2500 cc or an electric motor power of up to 100 kW and uses the vehicle independently. Another condition is that the car cannot be used for commercial purposes.

Starting in 2025, following the adoption of a new law on compulsory motor insurance, all road users must have a valid motor vehicle insurance policy. However, the rules on the right to compensation for combatants and persons with war-related disabilities have come into force.

That is, if such persons have already purchased motor third party liability insurance, they may apply for compensation for expenses incurred when concluding a motor third party liability insurance contract during the martial law period and one year after its expiry. A refund mechanism has also been developed for those beneficiary policyholders who have taken out a contract since January 2025.

Motor third party liability covers the costs of third parties who suffer as a result of the driver's mistakes. In other words, in the event of an accident caused by the driver of the car specified in the contract, the insurer will reimburse the victims' material losses and medical expenses.

According to the law, the company is obliged to restore the damaged car to the condition it was in before the accident. The compensation for treatment is calculated on the basis of the documents provided by the victims confirming their expenses. The amount of payments is limited to the limits in force at the time of the insured event.

The price of compulsory motor insurance for drivers can vary. The cost of the contract depends on several important factors: the place of registration of the car owner, the type of vehicle and engine size. Also, in our company, we take into account the driver's age and driving history, because, according to statistics, older drivers drive more carefully and have more experience.

Those motorists who have a large number of accidents will have to pay more. You can calculate the cost of CTPCI using our online calculator.

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Read more about MTPL

Why does a driver need MTPL?

MTPL, or motor third party liability insurance, is a mandatory type of insurance coverage. Since 2004, Ukraine has had a law stating that every car owner must have such an insurance contract.
At the same time, MTPL does not protect the driver and his car. It will be needed if its user becomes the culprit of an accident. Then the insurance company will compensate the victims instead of its client.
The lack of car insurance is not only a threat of a fine, but also a high risk. In Kyiv and the region, more than 150 accidents occur per day, and more than 400 accidents occur within the country. If the culprit does not have an insurance contract or simply has expired, you will have to spend your own money on compensation.

How to buy a MTPL policy?

Visit the office of the insurance company. About 40 insurers offer MTPL in Ukraine. Dnipro, Odesa, Kyiv - they have branches in all major cities,
calculate CTP online and pay for it on the insurer's website. Since February 2018, it can be issued digitally and received by e-mail,
order insurance from a bank or other intermediary - in electronic or paper form.

What is an electronic MTPL policy?

This is the same insurance, but only in digital form. It is as valid as the paper version. It is much more convenient to use - the contract is always in your smartphone. And its legitimacy can be easily checked on the website of the Motor Insurance Bureau.
Important: the information in the e-policy must be error-free. This is a prerequisite, so you should be very careful when filling it out online!

How much does a MTPL policy cost?

Until 2019, the cost of MTPL was approximately equal in different companies. Now the tariff may differ. An online MTPL calculator is available on many websites. It will help you calculate the exact price of insurance for your car from a particular company, taking into account additional conditions.
For example, the insurer may offer a contract without a deductible, with a larger amount of protection. UNIQA has a direct settlement program for MTPL.

What payment can I expect?

  • For damage to life and health - up to UAH 320,000 per victim,
  • for damage to property - UAH 160,000 per person involved in the accident whose car was damaged.

Important: the rules for calculating compensation are also defined in the law. Therefore, sometimes the amount of compensation may be less than the actual cost of car repairs.
To avoid situations when victims ask you to pay them the difference, you can purchase an extended motor third party liability insurance from UNIQA.