Standard insurance product "My MTPL +" with code 4412

The insured object is the liability for damage caused to the life, health and/or property of the injured party during the use (operation) of the insured vehicle (hereinafter — the Vehicle or the Insured Vehicle) by the Person whose liability is insured.

Under this product, insured vehicles may include technically sound and properly registered passenger vehicles, trailers thereto, and motorcycles.

Insurance Risks:

The occurrence of liability of the Person whose civil liability is insured for damage caused to the life, health and/or property of the injured party as a result of a road traffic accident (hereinafter — RTA) during the use (operation) of the insured Vehicle by the Person whose liability is insured.

Insurance Limitations:

• Vehicles not registered in Ukraine or not subject to state or departmental registration;
• Vehicles without a chassis number (if not provided by the manufacturer or destroyed), except for homemade trailers;
• Vehicles used as taxis, for car sharing, test drives, driving lessons, competitions, as replacement vehicles, or those rented/leased;
• Vehicles of security companies, carriers (including hazardous cargo), public transport, security companies, police, emergency services, ambulances, municipal services, courier and airport services, military purposes, demining services;
• Vehicles in technically faulty condition and not roadworthy according to the requirements of traffic regulations;
• Vehicles pledged or under leasing agreements.

The insurance sum is set by agreement of the Parties in the range from UAH 150,000 to UAH 1,500,000.

Within the insurance sum, the following sublimits are set:

• for damage to life and/or health of injured parties — UAH 50,000;
• for damage to property of injured parties — equal to the difference between the insurance sum and the sublimit for life and/or health damage.

The insurance tariff may range from 0.06% to 0.1667% of the insurance sum.

Unconditional deductible in the amount of 0% of the insurance sum.

Insurance territory: Ukraine, except for:

• temporarily occupied territories;
• territories where state authorities temporarily do not exercise their powers, and settlements located on the demarcation line;
• areas of any kind of military operations.

Term of the insurance contract — 1 calendar year.

The insurance contract becomes effective on the date specified therein as the start date of the contract term, but not earlier than the day following the crediting of the insurance premium (or the first installment if the premium is paid in parts) to the Insurer's current account, in the amount and within the period specified in the insurance contract.

In case of failure by the consumer to fulfil obligations defined in the insurance contract, refusal of insurance indemnity may occur.

The insurance product is not an add-on to other goods, works or services that are not insurance-related.

Discounts may be granted by entering a promo code when purchasing the insurance product on the Insurer’s official website at: www.uniqa.ua.

The promo code may be obtained by the consumer through various communication channels, including but not limited to the official website, insurance intermediaries, partners, the Insurer’s social networks, etc.

The insurance product provides a promotion “up to -35%” for an additional limit of UAH 300,000 or UAH 600,000 when purchasing the insurance contract on the Insurer’s official website together with the “My Auto Liability” insurance contract at: https://uniqa.ua/private/auto/avtograzhdanka/kupyty-elektronnyy-polis-osago/.

Information of material importance for the Insurer’s decision on the amount of the insurance premium and the risk assessment includes data on:

• the insured Vehicle, as specified in the vehicle registration certificate;
• the nature and/or intensity of use of the insured Vehicle;
• all valid insurance contracts concluded in relation to the insured object;
• change of ownership of the insured Vehicle (sale, donation, etc.);
• removal of the insured Vehicle from state registration, cancellation of registration;
• the insured Vehicle being under search, arrest, or encumbrance;
• transfer of the insured Vehicle to lease/sublease, rental, car sharing, pledge, leasing/subleasing, use or donation;
• use of the Vehicle as a taxi.