Official contest rules
with the conditional name "Gift Draw"
(hereinafter referred to as the “Rules”)
1. General provisions
1.1. The name of the competition is “ Gift Draw ” (hereinafter referred to as the “Competition”).
1.2. The organizer of the Competition is PRIVATE JOINT STOCK COMPANY "INSURANCE COMPANY "UNIKA"" ( EDRPOU code - 20033533 , legal address: 04112 Kyiv, Oleny Telihy St., 6, letter B), hereinafter referred to as the "Organizer".
1.3. The Contest Organizer is the LIMITED LIABILITY COMPANY "TALAN GROUP" ( Employee Registration Number - 38315485 , legal address: 01024, Ukraine, Kyiv, Pavla Skoropadskyi Hetmana St. (Holos, Solom , Shevch districts), building 3a ), hereinafter referred to as the "Contractor".
1.4. The competition is held in accordance with the procedure and conditions specified in these Rules.
1.5. The Competition Rules are posted on social media. Facebook and Instagram networks on the pages https://www.facebook.com/uniqa.official/ and https://www.instagram.com/uniqa_ukraine/ (hereinafter referred to as the “Social Network”).
1.6. The competition is a type of advertising campaign aimed at attracting new consumers and increasing demand for the Organizer's products .
1.7. These Rules apply to the Competition.
2. Terms and conditions of the Competition
2.1. The Competition is held via the Internet on the Organizer's page on the Social Network, on the page specified in clause 1.5. of the Rules (hereinafter referred to as the "Official Page").
2.2. The Competition is held in the territory of Ukraine controlled by the Ukrainian authorities , where services are provided under the UNIQA brand for the products of PJSC "IC "UNIQA " , hereinafter referred to as the "Contest Territory". The exceptions are the temporarily occupied territories of Ukraine and settlements in which state authorities temporarily do not exercise or do not exercise their powers to the full extent, as well as settlements located on the contact line (including the territory recognized as temporarily occupied, namely the territories of the Autonomous Republic of Crimea and the city of Sevastopol, in connection with the adoption of the Law of Ukraine "On Ensuring the Rights and Freedoms of Citizens in the Temporarily Occupied Territory of Ukraine" dated 15.04.2014, No. 1207-VII, as well as a number of settlements in the territory of Donetsk and Luhansk regions (based on the Law of Ukraine "On Peculiarities of State Policy for Ensuring the State Sovereignty of Ukraine in the Temporarily Occupied Territories in Donetsk and Luhansk Regions" dated 18.01.2018, No. 2268-VIII, the Decree of the President of Ukraine "On the Decision of the National Security and Defense Council of Ukraine dated 13.04.2014 "On Urgent Measures to Overcome the Terrorist Threat and Preservation of the Territorial Integrity of Ukraine”, dated 14.04.2014 and the Resolution of the Verkhovna Rada of Ukraine “On the Recognition of Certain Districts, Cities, Towns and Villages of Donetsk and Luhansk Regions as Temporarily Occupied Territories” dated 17.03.2015, No. 254-VIII)).
2.3. Competition period.
2. 3 . 1. The competition lasts from the moment of publication on the Official page announcement of the Competition ( during July 28, 2025) until 23:59 on November 18, 2025, hereinafter referred to as the " Contest Period ".
2.3.2. Within the Period of Conduct provided five stages , each of which begins from the moment of publication relevant Announcement of the Competition on the Official page on social networks and continues until a certain dates :
• Stage 1: from the moment of publication post about the announcement of the Competition on the Official page from July 28, 2025 until 11:59 p.m. on August 6 , 2025.
• Stage 2: from the moment of publication post about the announcement of the Competition on the Official page from August 12, 2025 until 23:59 on August 19 , 2025.
• Stage 3: from the moment of publication post about the announcement of the Competition on the Official page from September 1, 2025 until 23:59 on September 15, 2025.
• Stage 4: from the moment of publication post about the announcement of the Competition on the Official page from October 1 , 2025 until 23:59 on October 15 , 2025.
• Stage 5: from the moment of publication post about the announcement of the Competition on the Official page from November 1, 2025 until 23:59 on November 15, 2025.
2.3.3. Announcements Winners of each stage is happening in the order specified these Rules, and in the specified days :
• Stage 1: during August 8 , 2025
• Stage 2: during August 21, 2025
• Stage 3: during September 18, 2025
• Stage 4: during October 20, 2025
• Stage 5: during November 18, 2025
2.3.4. Announcements Winners of each stage is happening in the order specified these Rules, and in the specified days : 2.2.1. Persons who have fulfilled the terms of these Rules before the beginning or after the end of the Contest Period (termination of the Contest) are not Participants and do not participate in the draw of Incentives.
2.4. In order to become a Participant of the Competition, it is necessary to meet all the requirements specified in these Rules and perform the following actions during the Competition Period:
• In social networks Facebook : write a comment under the post announcing the competition and tag a friend in this comment
• On the social network Instagram : subscribe to the official page " UNIQA Ukraine" @ uniqa _ ukraine and write a comment under the post announcing the competition (hereinafter referred to as the Publication).
Among those who fulfill the requirements (in the right place, at the right time and with the correct content, in accordance with the requirements of these Rules), the Contractor will draw a total of 50 sets of branded souvenir products.
2.4.1. The Contractor shall determine the correctness of the content, location, and time of posting of the Publication at its sole discretion. The Contractor may determine that the answer in the Publication is correct, even if the answer is not verbatim, however, this shall be done solely at the Contractor's sole discretion. The Contractor shall assess the compliance of the Publication with the stated topic, correctness, truthfulness, requirements of a global, public audience, and full compliance of the Publication with the terms of these Rules at its sole discretion; such assessment and decision of the Contractor shall not be subject to appeal.
2. 5. In the competition will be chosen a total of 50 ( fifty ) participants , who will receive Promotion : 25 on Facebook and 25 on Instagram (in the text – Winner ).
The Winners are determined by the Contractor using the resource https://www.random.org/ from the list of all participants who took part in the Competition from the Facebook or Instagram social network and fulfilled all the conditions of the Competition Rules.
2.5.1. The organizer of the competition notes that the procedure for determining the prize recipient is not a lottery, a game of chance, or a service in the gambling business.
2.6. To participate in the Contest, a person has the right to place any number of Publications in accordance with the requirements of paragraph 2, clause 2.3. of the Rules, however, in any case, he will be counted as 1 participant and will have the right to receive only 1 Incentive in accordance with these Rules.
2.7. The conditions for determining the Winners and the procedure for receiving the Incentives are set out in clauses 6 and 7 of the Rules.
3. Requirements for Contest Participants
3.1. Persons who have fulfilled the terms of the Competition in accordance with these Rules may participate in the Competition, subject to the caveat specified in clause 3.2. of the Rules.
3.2. The following cannot be participants in the Competition and are not entitled to receive the Incentive:
● minors or persons whose legal capacity is restricted by the state, including by court order;
● persons who are not citizens of Ukraine;
● persons who have not resided in Ukraine for the last 3 years;
● employees of the Organizer / Contractor, their relatives, employees and any other business entities participating in the preparation and conduct of the Competition.
3.3. To participate in the Contest, the Participant must have his/her own, personal page on the Social Network, which was created no later than 1 calendar month before the start of the Contest (the fact of creation may be confirmed by the dates of other publications on the Participant's page, etc.).
The profile of participants on the Social Network must be open for messages to all users of the Social Network (not only "Friends", "Subscribers", other contacts, etc.); The page must be open to all users of the Social Network without restrictions on viewing by any of the users.
3.4. A Contest Participant who does not agree with the terms of these Rules, has refused to provide consent to the processing of personal data, has withdrawn consent to the use of personal data , does not fulfill / improperly fulfills the terms of the Rules, loses the right to further participate in the Contest, cannot be considered a Participant and be a Winner.
3.5. Providing by the Participant of unreliable/incorrect data for participation in the Competition, including those specified in the Publication, as well as regarding the means of communication with such Participant, data for sending the Promotion, etc., deprives him of the right to receive the Competition Promotion due to him.
3.6. In the event of a violation by the Participant/Winner of the Competition of the obligations specified in these Rules, which caused losses to the Organizer, he/she is obliged to compensate for such losses in full.
4. Rights and obligations of the Contest Participant:
4.1. The Contest Participant has the right:
- participate in the Competition in accordance with the procedure and under the conditions provided for by these Rules;
- receive information from the Contractor about the conditions of the Competition in accordance with these Rules;
- receive or refuse to receive the Incentive in accordance with the terms of the Rules if all requirements of these Rules are met and the Contest participant is recognized as the Winner.
4.2. Obligation of the Contest Participant fulfill the conditions stipulated in Section 7 of these Rules for receipt in the event that the Contest participant is determined as the Winner.
4.3. The fact that the participant fulfills the conditions stipulated in clause 2.3. of these Rules for participation in the Competition automatically means that the participant has familiarized himself with and fully agrees with the terms and conditions of the Competition.
5. Rights and obligations of the Organizer and the Contest Performer
5.1. The Organizer / Contractor has the right:
- refuse the Participant from participating in the Contest if the registration of the Contest participant on the Social Network is recognized by him as false (the page was created in the period that does not meet the requirements of these Rules, the name and / or surname on the Social Network do not match the passport data of the person; most of the photo or video materials on the page are determined as not belonging to the person who provided their passport data for verification (except for reposts), it was established that the page was created or managed by a third party, etc.). The facts of the above actions are established by the Organizer independently and at its own discretion;
- change the conditions of the Competition and these Rules and/or cancel the Competition;
- at its own discretion, remove the Participant from further participation in the Contest in the event of the Contest Participant's violation of these Rules, requirements for the Publication, or the current legislation of Ukraine.
5.2 . Responsibilities of the Contractor:
- to hold the Competition in accordance with the procedure specified in these Rules;
- transfer / send / organize the Incentive to the Winners of the Competition selected in accordance with these Rules, who have fulfilled all the conditions stipulated by these Rules.
6. Incentives based on the results of the Competition
6.1. The winner is determined by 50 ( fifty ) participants who participated in the Competition and fulfilled the conditions in the manner specified in clause 2.3. of the Rules, as well as in accordance with other terms and conditions of these Rules.
6.2. Promotion – 50 sets of branded souvenir products are being raffled off : 25 on Facebook and 25 on Instagram .
6.3. If it is established that the participant has not fulfilled all the conditions of the Rules, his Publication does not meet all the requirements, such participant does not have the right to be the winner of the competition.
6.4. The decision to determine the Winners of the Competition is posted on the Organizer's Official Page in the comments to the publication of the Competition announcement and/or as a separate publication on the Official Page, as specified in these Rules.
6.5 . The type (size) of the Incentive from the specified clause 2. 3. of the Rules, which the Winner will receive, is determined by the Organizer at its own discretion. The Organizer independently determines the characteristics of the Incentive and reserves the right to change the type / brand / format / quantity / list of Incentives on its own initiative without additional informing the participants / winners.
The Organizer of the Contest reserves the right to increase the total number of Contest Incentives or to include additional Incentives not provided for in these Rules in the Contest, which the Organizer shall notify by posting information on the Official Page.
6.6. The decision to determine the Winners of the Competition is final and cannot be appealed.
7. Procedure, conditions and terms of receiving Incentives
7.1. The Promoter contacts the Winner within 5 (five) business days after the Date of determination of the Winner of the Promotion and confirms his/her right to receive the relevant Promotion, as well as details the conditions and procedure for receiving the Promotion Promotion.
7.2. To receive the Promotion, the Winner must provide the Promoter with copies of the following documents and information by email at promo@talanagency.com :
- a copy of the passport of a citizen of Ukraine (completed pages), or a copy of the ID card (both sides) with a certificate of registration;
- a copy of the certificate of assignment of a taxpayer identification number (or a document in which a note is made about the refusal to accept the registration number of the taxpayer's account card);
- email address, number and address of the Nova Poshta branch to which the Promotion will be sent.
7.2.1. In case of refusal to provide documents, the Winner loses the right to receive the Promotion.
7.2.2. Failure by the Winner to receive the Promotion at a Nova Poshta branch means his/her refusal of the Promotion.
7.3. The Winner does not have the right to transfer the right to receive the Promotion to a third party. In such a case, the Winner is deemed to have voluntarily refused to receive the Promotion.
7.4. The Winner's refusal to provide information/documents, as well as the provision of information/documents that are fraudulent or are unreliable/incorrect, deprives the Winner of the right to receive the Promotion and is considered the Winner's refusal to receive the Promotion.
7.5. Procedure for receiving Incentives.
7.5.1. Information about receiving the Incentive based on the results of the Competition is provided by the Contractor by sending a message to the Winner in electronic form via the Social Network in personal messages via the Winner's page from which he posted the Publication.
7.5.2. The Contractor does not resend a notification to the Winner about his victory in the Competition.
7.5.3. The Promotion is transferred by the Promoter within 30 calendar days from the moment of determining the Winners and depends on external circumstances, by sending it to the Participant to the Nova Poshta branch specified by the Participant together with the Certificate of Acceptance and Transfer (Sending) of the Promotion.
7.6. The Contest Organizer has the right to provide the Contest Winner with a Questionnaire to fill out and separately indicates the deadlines for filling it out and the procedure for returning it to the Contest Organizer.
7.7. After receiving the notification from the Contractor specified in this section of the Rules, the Winner has the right to use the received Incentive or to refrain from using it.
7. 8. The Promotion shall be received only by the Winner who has been entitled to it in accordance with the terms of these Rules, and exclusively in the manner established by these Rules .
7.9. Strict compliance with all terms and conditions of these Rules and provision of all information specified in this section of the Rules is a prerequisite for receiving the Promotion.
7.10. Failure to comply with any of the conditions stipulated in these Rules shall deprive the relevant Participant of the right to receive the Promotion, and the Participant shall be deemed to have refused to receive the relevant Promotion and shall not be entitled to receive any compensation from the Organizer/Contractor.
7.11. Substitution of the Competition Incentives with any other good is not allowed. Incentives are not subject to exchange or return. If the Winner, for any reason, cannot receive the Incentive in person, such Winner has no right to transfer/assign his/her right to any third party.
8. Taxes
8.1. The calculation, withholding and transfer to the budget of all taxes and fees that are mandatory in accordance with the requirements of the current legislation of Ukraine, from the Promotions, are carried out by the Promoter in accordance with the current legislation of Ukraine.
9. Legal notices
9.1. Participants are responsible for the accuracy of the information they provide.
9.2. By participating in the Competition, Participants hereby confirm that they have read these Rules and their full and unconditional agreement with them, and give their consent to the Organizer to process and distribute their personal data in accordance with the requirements of applicable law.
9.3. In compliance with the terms of the Law of Ukraine "On Personal Data Protection" (hereinafter referred to as the Law), the Contest Participants are hereby notified of the following:
9.3.1. The owner of the personal data of the Contest Participants is the Organizer.
9.3.2. Personal data of Contest Participants are processed for the purpose of ensuring participation in the Contest, marketing relations, advertising relations, tax relations and accounting.
9.3.3. For the purpose of processing personal data, in accordance with these Rules, the full name and contact telephone number of the Contest Winner are processed.
Regarding the Winners of the competition, their passport data, individual taxpayer number (TIN) and address of residence/temporary stay may be additionally processed . The conditions for processing this data are specified in clause 7.3. of these Rules. The processing of the specified data is carried out in order to comply with the requirements of the Tax Code of Ukraine. Provided that the Organizer processes these personal data of the Winners, the term of their processing is no more than 3 years from the moment the Winner receives the Incentive.
9.3.4. The following actions will be performed with personal data: collection, accumulation, storage, adaptation, modification, renewal, use and dissemination (distribution, sale, transfer), depersonalization, destruction of personal data.
9.3.5. The personal data of the Contest Participants are managed by the Organizer and any third parties involved by it. They are granted all rights and are assigned all obligations stipulated by the Law.
9.3.6. In addition, the transfer of personal data of Contest Participants to third parties without the consent of the personal data subject or a person authorized by him is permitted in cases specified by the Law, and only (when necessary) in the interests of national security, economic well-being and human rights.
9.3.7. Personal data of Contest Participants will be processed from the moment of their receipt and during the Contest Period, after which they will be destroyed in connection with the expiration of the personal data storage period. Personal data of Contest Participants will be stored for the period stipulated by the legislation of Ukraine for the purpose of the Rules, after which they will be destroyed in connection with the expiration of the personal data storage period. Personal data processing is carried out at the address of the Organizer / Contractor specified in these Rules.
9.3.8. Participants may withdraw their consent to the processing of their personal data by sending a written request to the Owner of personal data to the legal address of the Organizer specified in section 1 of these Rules.
9.3.9. Participants have all the rights provided for in Article 8 of the Law.
9.4. In the event of a situation that involves an ambiguous interpretation of the Rules, any controversial issues and/or issues not regulated by the Rules, the final decision shall be made by the Organizer. The Organizer's decision shall be final and not subject to appeal.
9.5. During the Competition or after its completion, the Organizer is not obliged to correspond with potential Contest Participants and provide explanations orally or in writing on issues related to the conditions of the Competition.
9.6. According to Art. 307 and Art. 308 of the Civil Code of Ukraine, by participating in the Contest, the Participant gives his consent to the public display, reproduction and distribution of his image in videos, photographs, as well as other images and elements that are components of the Publication and confirms the transfer to the Organizer of all his exclusive property copyright and related rights to the Publication, determined by the current legislation of Ukraine, in particular those provided for by Article 15 of the Law of Ukraine "On Copyright and Related Rights", including, but not limited to:
- the exclusive right to use the Publication (in whole or in part, without limitation as to time and territory, in any form and by any means - publication, public demonstration, display, distribution in any way, copying, correction, use for the purposes of advertising products or services of third parties, etc.);
- the exclusive right to allow the use of the Publication;
- the right to prevent the unlawful use of the Publication, including to prohibit such use;
- other copyright and related rights established by the current legislation of Ukraine and international treaties ratified by Ukraine.
9.7. By participating in the Contest, the Participant confirms that he/she has no restrictions on the transfer of such rights. The Participant undertakes, in the event of disputes regarding the rights to all or individual elements of the Publication, to resolve all claims/issues independently and at his/her own expense.
9.8. The Organizer / Contractor is not responsible for the content of the information provided by the Participants and is not liable to third parties for violation of copyright and related rights to materials, including illustrations, photographs provided for posting by the Participants.
9.9. The Participant understands that the Organizer / Contractor bears no responsibility for the content of the Publication uploaded under the terms and conditions specified in these Rules.
9.10. The Participant agrees that the use of his Publication and its components, under the conditions specified in the Rules, does not give rise to any obligation to pay him any funds as remuneration, including copyright.
9.11. All copyrights, trademark rights and other intellectual property rights related to the Official Pages belong to the Organizer. In addition to the right to use the Official Pages, limited by these terms, as well as other rights expressly defined in these Rules, the Participants do not receive any other rights related to the use of the Official Pages and intellectual property rights objects belonging to the Organizer.
9.12. It is permitted to print/forward information and content of the Competition on the Official Page only for personal, non-commercial purposes.
10. Other conditions
10.1. Violation of these Rules by the Participant, incomplete compliance with them or refusal of the Participant to fulfill any of the conditions of these Rules automatically deprives him of the right to receive the Incentives. In this case, such Participant is not entitled to receive any compensation from the Organizer / Performer of the Competition.
10.2. Contest Participants/Winners are personally responsible for the accuracy of the information provided by them to the Organizer /Contractor and the content and accuracy of the data specified in the Publication.
10.3. The Organizer / Contractor is not obliged to reimburse any expenses incurred by the Participant / Winner of the Competition during or after participation in the Competition, including transportation, telephone, etc.
10.4. The liability of the Contest Organizer is limited to the number and value of the Incentives provided for in these Rules.
10.5. Incentives that remain unclaimed due to the fact that the Participants / Winners have not fulfilled the terms of these Rules are used by the Organizer at its sole discretion.
10.6. The Organizer /Executor bears no responsibility for the further use of the Incentives by the Winners after they have been received, for the inability of the Participants to use the Incentives received for any reason, as well as for the possible consequences of using such Incentives.
10.7. The Organizer reserves the right to postpone the dates of determining the Winners and/or providing the Incentives, to change the terms of these Rules at its sole discretion, including changing the period of the Competition, the number, type and characteristics of the Incentives, etc.
10.8. Amendments to the terms of the Competition shall be made by publishing the updated version of the Rules in the same manner as the general audience was notified of the Competition.
10.9. The type, quantity, and characteristics of the Promotion may be changed by the Organizer at its sole discretion.
10.10. In the event of force majeure circumstances, the list of which is specified in clause 2 of Article 14 1 of the Law of Ukraine " On the Chamber of Commerce and Industry in Ukraine", the Organizer has the right to cancel the current Competition without providing any compensation to the Participants / Winners.
10.11. The Organizer / Contractor is not responsible for failure to provide information about the Winner of the Competition on the Official Pages; failure to receive / untimely receipt of information necessary to receive the Incentives for any reasons beyond the Organizer / Contractor's control ; failure (untimely fulfillment) by the Participants / Winners of the Competition of the obligations stipulated by these Rules; failure to receive Gifts by the Winners of the Competition for reasons beyond the Organizer / Contractor's control . In particular, the Organizer / Contractor cannot be held liable for reasons beyond its control, including technical problems of mail, financial institutions, information servers, as well as audio, television devices, computers of participants of the telecommunications network and other physical and logistical factors that in any way affect the conduct of the Competition.
10.12. The Organizer / Contractor is not responsible for failure to fulfill the obligations specified in these Rules, including with regard to the Promotions provided for by these Rules, in the event that the Participant / Winner, who has acquired the right to receive the Promotion, has not applied for it, as well as in the event of the absence of the Participant / Winner of the Competition in the network, or the impossibility for other reasons to contact such Participant / Winner in accordance with the terms of the Rules and inform about the possibility of receiving the Promotion.
10.13. The procedure for determining the Winners (recipients of the Promotions) is not a lottery or other risk-based game and is not intended for profit.
10.14. The decision to participate in the Contest is voluntary and is made by each person at their own discretion. The Organizer / Contractor gives the opportunity to participate in the Contest to each person who complies with these Rules.
10.15. Participation in the Competition is voluntary and free of charge, which means that the Organizer / Contractor does not receive any remuneration from the Participants / Winners directly for participating in the Competition.
10.16. The Organizer / Contractor shall not enter into any disputes regarding the recognition of any persons as Participants and the rights to receive Incentives. The Organizer / Contractor shall not assume responsibility for determining the rights of the parties in any disputes.
10.17. In the event of a situation that involves an ambiguous interpretation of these Rules, any controversial issues or issues not regulated by these Rules, the Organizer reserves the right to resolve such issues. Such decision is final and cannot be appealed.