Insurance product "My protection" with code 1201

No	Type of Information	Information to be completed by the Insurer
1	Object of insurance	The object of insurance is the life, health and/or working capacity of the Insured person.
2	Insurance risks. Insurance limitations	The insurance risk is the occurrence of an accident involving the Insured person. Insurance limitations: Persons not accepted for insurance: who have reached 66 years of age on the date of conclusion of the insurance contract; who are legally declared incapacitated.
3	Minimum and maximum insured amounts	Minimum insured amount – UAH 20,000 for all age categories; Maximum insured amount: UAH 1,000,000 for persons aged 18–65 (inclusive); UAH 150,000 for persons aged 0–17 (inclusive).
4	Minimum and maximum insurance premium / tariff	Minimum and maximum premium per Insured person: UAH 150.00 – UAH 70,000.00. The exact premium is specified in the insurance contract by agreement of the Parties.
5	Deductible	Unconditional deductible under the insurance contract – 0%.
6	Territory and term of the insurance contract	Territory of the insurance contract: Ukraine / Worldwide. The insurance contract does not apply to: temporarily occupied territories of Ukraine, as defined by Ukrainian legislation; territories where state authorities temporarily do not exercise their powers; settlements and areas located on the contact line. Insurance coverage in Ukraine (except as specified above), in areas affected by hostilities of any kind, regardless of official recognition of war, is provided for insurance cases defined in the contract, provided they are not causally connected with war or military conflicts, subject to exclusions under the contract. If “Worldwide” coverage is chosen, the following are excluded: territories where hostilities of any kind occur (except Ukraine as noted above); temporarily occupied, annexed or disputed territories, territories of states not recognized by Ukraine; territories for which the Ministry of Foreign Affairs of Ukraine has issued a travel advisory; Russian Federation, Republic of Belarus. Term of the insurance contract – from 1 day to 1 year. The contract enters into force and coverage begins on the day following the date the premium (or the first installment in case of partial payment) is credited to the Insurer’s account, but not earlier than the start date specified in the contract.
7	Consequences of non-performance of obligations	Failure to fulfill obligations under the contract may result in refusal of insurance payment. If the premium is not paid, the contract is considered not concluded (unless otherwise agreed by the Parties).
8	Purchase separately	The insurance product is not an add-on to other goods, works or services.
9	Discounts and promotions	Not provided.
10	Information of material importance	age of the Insured person; occupation or profession; sports activities; changes in health condition; existence of insurable interest of the Policyholder.
11	Consumer notice	The consumer must review the contract terms, exclusions, and procedures for payments. The full text is available in the General Terms of the insurance product “My Protection” code 1201 at https://uniqa.ua/storage/insurance-products/reports-files/1201_umovy_27.06.2024.pdf Before concluding the contract, the consumer should review exclusions, grounds for refusal of payment, definitions of insurance risk and insured event, procedures in case of an event, and rules for calculation and payment of insurance benefits.