Insurance product "My health" with code 1100 - photo

Insurance product "My health" with code 1100

No Type of Information Information to be completed by the Insurer
1 Object of insurance

The object of insurance is the health of the Insured persons.

2 Insurance risks. Insurance limitations

Insurance risks:

  • acute illness of the Insured person;
  • exacerbation of chronic illness;
  • health disorder due to an accident;
  • other cases specified in the Program.

Limitations: persons over 70 years old.

3 Minimum and maximum insured amounts

Not limited. Determined by agreement and specified in the Program.

Amounts and limits are aggregate — reduced after payments.

4 Minimum and maximum premium/tariff

UAH 1,380 – UAH 150,000 per person.

The exact amount is specified in the contract.

5 Deductible Specified in the Program: in UAH or percent. If in percent — calculated from the loss amount.
6 Territory and term of the insurance contract

Territory: Ukraine, excluding occupied and uncontrolled territories, contact line.

Coverage in war zones applies if not war-related.

Term: 1 calendar year (unless otherwise agreed).

The contract takes effect from the start date specified in the contract.

7 Consequences of non-performance of obligations Payment may be refused. If the premium is not paid, the contract is deemed not concluded (unless otherwise agreed).
8 Separate purchase The product is not an add-on to other goods or services.
9 Discounts and promotions Not provided.
10 Information of material importance
  • profession;
  • workplace;
  • sports activities;
  • disability;
  • health changes.

For group insurance:

  • employee morbidity;
  • working conditions increasing risks;
  • presence of incapacitated or partially incapacitated persons;
  • policyholder’s insurable interest;
  • existing contracts.
11 Consumer notice

The consumer must review terms, exclusions, and payment rules.

Full details in the General Terms of the product “My Health” (code 1100) at https://uniqa.ua/storage/insurance-products/reports-files/1100_umovy_07.04.2025.pdf

Before concluding the contract, the consumer should review exclusions, refusal grounds, definitions of risks, procedures, and payment rules.