Green card - photo

Green card

Questions and answers
How to obtain the contract "Green Card" policy?

It is possible to purchase a "Green Card" in the office or online. An electronic international insurance contract shall come into force not earlier than 00:00 of the day following the day on which such insurance contract is concluded.

From 09/01/2022 you can sign an international motor third party liability insurance contract for owners of land vehicles (used only outside Ukraine) in electronic form. This decision was made at the General Meeting of Insurers — Full Members of MTIBU on 07/20/2022 (Minutes No. 284/2022).

"CIS" — Moldova, Azerbaijan.

"Europe" — Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Estonia, Germany, France, Finland, France, Germany, Greece, Hungary, Croatia, Italy, Ireland, Iceland, Luxembourg, Lithuania, Latvia, Spain, Sweden, Switzerland, Malta, Norway, Netherlands, Portugal, Poland, Romania, Sweden, Slovakia, Slovenia, Switzerland, Albania, Andorra, Bosnia and Herzegovina, Iran, Morocco, North Macedonia, Montenegro, Serbia, Tunisia, Turkey.

Minimum — 15 days, maximum — 12 months.

It is determined in accordance with the laws of the country in which the insured event occurs.

The insurer compensates for damage to the life, health and property of injured third parties as a result of traffic accidents in the countries specified in the policy and caused by the driver of the vehicle specified in the policy.

No, there is no deductible.

Passport of a citizen of Ukraine or driver's license, identification code (TIN), if available, and vehicle registration certificate.

No, the "Green Card" is issued only for vehicles registered in Ukraine.

Private Joint Stock Company "Insurance Company "PZU Ukraine", https://www.pzu.com.ua/

A “Green Card” international insurance policy issued for a vehicle remains valid even after a change of ownership. This is because it is the vehicle itself, rather than a specific individual, that is insured, and the coverage remains in effect until the policy expires.

As for changes in registration details (for example, replacement of license plates or the vehicle’s registration location in Ukraine), the insurance policy also remains valid and does not require renewal. The only situation in which a new policy must be issued is when the vehicle is re-registered in another country.

In such a situation, the insurance policy issued in Ukraine will no longer be valid—the new owner must purchase a “Green Card” at the vehicle’s place of registration.

If you’re involved in a traffic accident abroad, the first step is to ensure everyone’s safety and call the police if required by local regulations. Next, contact UNIQA and report the incident, following the instructions provided. It is important to complete all paperwork on-site. To submit documents for a claim, you may need a police report, photos and videos from the scene, and the contact information of those involved.

An insurance company representative will help determine the claims process and provide guidance on the next steps. Following these guidelines allows you to receive compensation as quickly as possible and avoid issues with local authorities.

No, as of 2025, there is no longer a requirement to have a printed copy of the contract. Ukraine has joined an international system that recognizes electronic insurance documents. Now, to cross the border, it is sufficient to present an electronic “Green Card” on a smartphone or other device.

The digital document has the same legal validity as the printed version. At the same time, the MTIBU advises that in some cases, it is still a good idea to have a printed copy (for example, if you are traveling to countries where there is no stable mobile internet).

Under a “Green Card” agreement, the insured party is considered to be the vehicle owner or the person operating the vehicle. The policy covers the driver's civil liability, meaning that anyone who drives the vehicle with the owner's permission is covered by the insurance.

There are usually no restrictions on the number of drivers or their driving experience. The main requirement is that the driver has a valid license and follows traffic rules. The only caveat: insurance coverage does not apply in cases of driving without a license or while intoxicated.

No, this is not possible in Ukraine. Such a policy can only be obtained in the country where the vehicle is officially registered. In this case, the driver must contact the insurance company in the country where the vehicle is registered. This is an international requirement of the Green Card system, which applies equally to all participating countries.

Therefore, to avoid problems at customs or when traveling abroad, owners of foreign-registered vehicles should obtain an insurance policy in advance in the country where the vehicle is registered.

Verifying the validity of your Green Card is an important step before traveling abroad. The most reliable way to do this is to check the MTIBU Centralized Database. To do this:

  • go to the official MTIBU website (https://mtsbu.ua/) and select the section “Verification of the validity of the ‘Green Card’ insurance certificate” (https://policy.mtsbu.ua/#tab2) in the “Services” section;
  • enter the policy number and the date for which you wish to check the validity.

The system will display one of the following statuses: “Valid,” “Issued but not in effect,” or “Invalid or not found.”

If the information is not found, you should contact the insurance company with which the policy was issued.

Yes, a Green Card policy can be valid for travel through several countries at once, provided they are all part of the international Green Card system. When purchasing the insurance policy, you choose the option that suits your needs: either a policy valid in all participating countries, or special coverage limited to trips to Moldova and Azerbaijan.

It is important to correctly determine your route and choose the appropriate package, as an insurance policy issued for a limited number of countries will not be valid in other countries. Once you have obtained a Green Card, you will not need to renew the policy at every border.

In theory, you can apply for a Green Card at the border, but there is an important caveat. The policy takes effect only the day after it is issued (https://mtsbu.ua/news/post/do-uvagi-vodiyiv-z-2025-roku-zelena-kartka-pochne-diyati-tilki-na-nastupnij-den-pislya-yiyi-oformlennya). This means that you are effectively without insurance coverage on the day of purchase, which creates risks in the event of a document check or a traffic accident.

That is why you should not put this off until the last minute, but rather obtain the “Green Card” at home before departure. This will save time at the border, ensure continuous insurance coverage, and allow you to feel confident immediately after leaving Ukraine.

To apply for a “Green Card” online, simply submit an application on the UNIQA insurance company’s website. You fill out the form, provide your contact information, and submit the request. After that, a representative will clarify all the details regarding your upcoming trip and issue the insurance policy.

You can pay for the policy online, and you will receive the final document via email.

The price of a “Green Card” is determined based on several key factors:

  • the type of vehicle (passenger car, truck, trailer, motorcycle, or bus);
  • the duration of coverage (policies can be issued for periods ranging from 15 days to 1 year);
  • the countries you plan to visit (this can include all participating countries or just some of them).

For an accurate calculation of the insurance cost, it is best to consult a company specialist who will take all the details into account and help you arrange an insurance policy specifically for your trip.

The “Green Card” is an international motor vehicle liability insurance policy. You need this document if you plan to travel abroad in your own car. The main purpose of the policy is to cover damages you may cause to third parties in the event of a traffic accident in countries participating in the Green Card insurance system.

Countries that recognize the “Green Card” include most European nations, Turkey, Georgia, and others. Officials may check for proof of insurance when you cross the border.

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